Equity Credit Union - No Fee Banking, Ajax Ontario
 
Equity Credit Union
Online Banking
 
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Interest Rates

Savings
Daily interest - Quarterly % Payment
0.20%
Daily interest - Quarterly % Payment (Life Insured Savings)
0.20%
Regular Savings - Semi-Annual % Paid on Monthly Balance
0.20%
FATCAT Account - Quarterly % Payment
0.75%
HEADSTART Account - Quarterly % Payment
0.75%
TAX FREE SAVINGS ACCOUNT - DIS
1.00%
US DOLLAR SAVINGS ACCOUNT - Semi-Annual % Paid
0.10%

TSE 35 Index-Linked Term Deposit Investments

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Term Deposits - $1000.00 Minimum, Interest paid on maturity
30-60 days
0.75%
60-89 days
0.80%
Non-redeemable
90-179 days
0.80%
180-269 days
0.80%
270-364 days
0.90%
TFSA " Special"
1 Year (New Money + 0.50% BONUS)
1.55%
1 Year (Existing Money)
1.30%
Guaranteed Investment Certificates (GIC) - $500.00 Minimum / Tax Free Savings GIC
Annual %
1 year
1.30%
2 year
1.50%
3 year
1.75%
4 year
2.00%
5 year
2.50%
RRSP & RRIF
Variable Interest
0.40%
Fixed Rate (Non-redeemable)
1 year
1.30%
2 year
1.50%
3 year
1.75%
4 year
2.00%
5 year
2.50%
Mortgage Loan Rates
First
6 month (Closed)
4.40%
1 Year (Open)
5.75%
1 Year (Closed)
2.95%
2 Year (Closed)
3.45%
 
3 Year
3.80%
4 Year
3.95%
 
5 Year
3.59%
 
5 Year closed variable
(prime minus .50%)
3.00%
Convertible Variable Open Mortgage (Prime +1)

4.50%

Merit Line
Home Equity Line Of Credit - 1st Mortgage (P + .50)

4.00%

 
Home Equity Line Of Credit - 2nd Mortgage (P + 1.50)
5.00%
CASHBACK Mortgage
4.00% CASHBACK
(on mortgages starting as low as $25, 000)

5.99%

Personal Loan Rates
Variable (Open) - As Low As Prime

3.50%

Overdraft Protection
Variable ($3000.00 Limit Available)

16.00%


Equity Credit Union - Where you belong