Invest within your personal comfort level.
Equity offers a full line of quality and trusted investment products for a comprehensive investment strategy that will help secure your future.
Maximize your RRSP & RESP investments by contributing monthly.
With compound interest, you earn interest
on your interest.
Equity can arrange to have your deposit
automatically transferred from any account.
RRSP/RRIF Transfers
Call us. We will be glad to make the transfer on your behalf . |
Registered Retirement Savings Plan (RRSP)
Contribute to your RRSP and the income
earned is tax sheltered until the funds are withdrawn.
- Variable Rate – a safe place to temporarily
park your money
- Fixed Rate – enjoy the security of
knowing your rate is guaranteed for a fixed
period of time (1-5 year options)
- Short Term
- Long Term
- Locked-In RRSP Options
Registered Education Savings Plan (RESP)
This plan helps to provide post-secondary
education funding for your child. Income
earned within the plan is not taxed if used
to pay for education.
Through the Canada Education Savings
Grant (CESG), the government will
annually match a percentage of your
contribution
- Variable Rate – a safe place to temporarily
park your money
- Fixed Rate –your rate is guaranteed for a
fixed period (1-5 year options)
Guaranteed Investment Certificate (GIC)
Offer a guaranteed rate of return over a fixed
period of time.
- 1-5 year terms
- Minimum deposit - $500.00
Term Deposits
Designed to be a short term investment
(30-364 days).
- Competitive interest rate (fixed for term)
Registered Retirment Income Fund (RRIF)
Funded with your RRSP funds, an RRIF
is designed to provide an income stream
during retirement.
Interest accumulates tax free in the RRIF
deposit until the funds are paid out.
- Variable Rate – your investment keeps
pace with current interest trends • Fixed Rate –your rate is guaranteed for a
fixed period (1-5 year options)
- Long Term
- RateMaker Deposit
- Self-Directed Plans
Monarch Wealth Corporation Services (Mutual Funds)
Monarch Wealth Management now helping members with strategic wealth management services
Monarch has over 40 years experience helping people get on track financially…and stay there!
Whether it is Investment Planning, Insurance Products, Tax Planning or Estate Planning, Monarch Wealth Corporation, in alliance with Equity Credit Union, is ready to serve you. Click here to view the brochure.
As we offered in our recent letter to members, if you would like an appointment to meet with an advisor from Monarch Wealth Corporation, please contact Equity and we will arrange it for you. Click here to view the letter to members.
Monthly Income Certificates
Payment Options on GICs or RRIFs.
Your deposits can be fully insured* – Deposits in RRSPs, RRIFs, RDSPs, RESPs and TFSAs are fully insured by the Deposit Insurance Corporation of Ontario (DICO). Other Canadian dollar deposits are insured up to $100,000 by DICO.
*For more information, ask for a DICO brochure or call DICO at 1-800-268-6653 or go to www.dico.com. |
